Privacy Policy

1. Information We Collect

HELOCPaymentCalc.com is an informational website. We collect minimal data and only what is necessary to operate the site.

Information you provide voluntarily: If you use the contact form, we collect your name, email address, and the message you submit. This information is used solely to respond to your inquiry.

Information collected automatically: Like most websites, our server and analytics tools may collect standard technical data such as your IP address, browser type, referring URL, and pages visited. This data is used in aggregate to understand how visitors use the site and is not tied to any personally identifiable information.

2. How the Calculator Works

We have no access to the numbers you enter into the calculator. No account is required. No data is saved between sessions.

3. Cookies & Analytics

This site may use cookies and analytics tools (such as Google Analytics) to understand visitor behavior in aggregate — pages visited, time on site, geographic region, and device type. This helps us improve the content and calculator experience.

Analytics data is anonymized and aggregated. We do not use it to identify individual visitors.

You can disable cookies in your browser settings at any time. Doing so will not affect your ability to use the calculator or read content on this site.

4. Contact Form Data

When you submit a message through our contact form, we collect your name, email address, and message content. This data is:

• Used only to respond to your inquiry
• Never sold or shared with third parties
• Stored securely within our contact form plugin (WPForms)
• Retained only as long as necessary to respond to your message

We will never add you to a mailing list or use your contact information for marketing without your explicit consent.

5. Third-Party Services

This site may use the following third-party services, each with their own privacy policies:

• Google Analytics — website traffic analysis. Google Privacy Policy
• Google Fonts — typography. Fonts are loaded from Google’s servers, which may log your IP address.
• WPForms — contact form processing.
• WordPress — website platform and hosting infrastructure.

We do not sell advertising, run sponsored content, or share data with lenders, financial institutions, or any other third parties for marketing purposes.

6. Children’s Privacy

This website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has submitted personal information through our contact form, please contact us and we will delete it promptly.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access — request a copy of any personal data we hold about you
• Correction — request correction of inaccurate data
• Deletion — request deletion of your personal data
• Objection — object to how we process your data

Since we collect very little personal data, most of these rights will be fulfilled simply by contacting us at the email below. We will respond within 30 days.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page will reflect any changes. We encourage you to review this page periodically. Continued use of the site after any changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, contact us directly: